If your house has certain features that reduce the risk of harm or loss in a hurricane, it may qualify for a Wind Mitigation Inspection and save you a lot of money on your insurance premium. Since 2003, insurance companies in Florida have been obligated to give whole coverage discounts if any of the required conditions are met. Up to 40% savings are possible.

Approximately 90% of houses have one or more wind-resistant features that may qualify for insurance discounts. To obtain those insurance reductions, you must undergo a wind mitigation inspection to see whether your home contains certain features. Even if you don’t own impact glass or hurricane shutters, you may still be eligible for a reduction.